Self invested personal pensions – SIPPs – are now the pension savings vehicle of choice for sophisticated investors. FCA statistics show that sales have rocketed over the last four years, significantly outpacing other personal pensions or stakeholder plans.

However, the commercial and regulatory environment for SIPP operators is tougher than ever – competition is fierce, incomes are falling and regulatory/compliance costs are rising inexorably.

Rock Consultancy works with organisations in and around the SIPP marketplace on:

• Strategy development – understanding market dynamics and potential future outcomes
• Exit options, or acquisition options
• Regulatory questions – getting to grips with FCA consultation papers and policy statements as they affect SIPPs
• Trust and legal questions, frequently arising from the trust deed and rules, or terms & conditions
• Product and proposition development

For an initial “off the record” discussion, please contact us.